Affordable Financing with Cherry

Most applicants receive a decision within 90 seconds! The application process is quick and easy, and you'll know right away if you're approved. Cherry uses a soft credit check during the application process, which won't impact your credit score.

No! Cherry uses a soft credit inquiry when you apply, which does not impact your credit score. Only if you accept a loan offer and finalize your financing will a hard credit inquiry be performed.

You'll need to be at least 18 years old, have a valid government-issued photo ID, a mobile phone number, and an active checking account. That's it! The application takes just a few minutes to complete.

No down payment is required! You can start your treatment right away and begin making monthly payments according to your chosen payment plan. This makes it easy to get the treatment you need without waiting.

Cherry offers flexible payment plans ranging from 3 to 60 months, depending on your treatment cost and credit profile. You can choose the plan that best fits your budget. Some qualified applicants may be eligible for 0% APR promotional financing.

Yes! You can pay off your Cherry loan at any time without any prepayment penalties or fees. If your financial situation improves, you're free to pay off the remaining balance early and save on interest.